How To Handle Money Stress

Anyone that has ever experienced money stress knows that worry and anxiety can quickly overrun your life if it isn’t dealt with quickly and effectively.

Financial pressure is one of the biggest killers for your health, happiness, relationships and peace of mind. So just what can you do to avoid this in your life or change it if it’s happening to you right now?

Anyone that has ever experienced money stress knows that worry and anxiety can quickly overrun your life if it isn’t dealt with quickly and effectively.

When finances become strained it puts tremendous strain on your health, happiness relationship and peace of mind. In fact, it’s one of the biggest reasons that couples get divorced today.

Taking Control Of Your Financial Destiny

Here are some handy tips to keep your cash flow high, keep your life in balance and enjoy long-term stress relief from financial pressure.

Spend Less Money Than You Make

If you make $1000 per week then learn to live off $700 (70%) and save the rest. When you have saved enough then invest your savings in something that will help you build long term wealth (i.e. property).

Get Out of Debt

Do everything you can to not get into consumer debt. If you can’t afford to pay cash for something you want, then save up for it until you can buy it outright. You’d be amazed how little money you can get by with if you stay out of debt.

Stick to a Budget

Do up a budget so that you know exactly how much money you need each week to get by on and then stick to it like glue. If you must treat yourself to items that you really don’t need then make sure you pay cash for them. Otherwise forget about it until you can afford to buy it. This includes treats and luxury items.

See a Financial Adviser

If you don’t have a financial plan for the future then you’re doing yourself and your family a great disservice. Wealth rarely happens overnight. Without a plan your finances are left to the fate of the Gods and your spending habits. Who knows where that will get you?

Increase Your Financial Knowledge

It’s like anything in life if you want to improve you have to learn new skills and then practise them. While it’s good to seek professional advice about finances it’s even better to learn how to do it yourself.

There’s a ton of books available written by people who have already mastered financial success. The more you learn the less anyone can cheat you from your hard earned cash.

Live a Life of Prosperous Thinking

You either think in terms of lack or prosperity. Whichever you give the greater focus to is what you will attract into your life. Catch your limited or negative thoughts about money and then replace them with thoughts of abundance.

Here’s an affirmation that helped me through some tough financial times and took me from earning $20 per hour to $200 per hour in just 6 months; “I love money, money loves me and I am a money magnet!”

Use this affirmation or come up with one of your own and repeat it to yourself over and over again in your head for 5 minutes at a time, twice a day. This is how you start to build a prosperity consciousness.

Time, Money and Stress Relief 

One of the most valuable commodities you have is time. Some people have plenty of time and little or no money to enjoy their life with, while others have tons of money and little or no time. Either way it’s not ideal.

The real secret to living a stress free is not just about having enough money so you don’t have to worry so much about it… it’s to learn how to handle stress better. Money is one of those things that comes and goes in our lives. Sometimes we have more, sometimes less.

What we can control though is how we deal with any stressful event or situation that you find yourself in. If you focus on ways to reduce the amount of worry or anxiety that you have in your life, then you are on the path to a happier and healthier future.

Wealth may or may not happen for you in this lifetime, but by learning how to handle stress and becoming more resilient at bouncing back from setbacks you will find that you will become a stronger and more confident person.

And if there’s one thing I know for sure about wealth, it takes confidence and belief in yourself to make it happen.